Home Loan Calculators
Know your numbers
Home Loan Repayment
Buying a home is a significant financial commitment. This calculator takes your loan amount, interest rate, and loan term into account, providing you with a crystal-clear breakdown of your monthly repayments. This empowers you to plan your finances effectively, making room for your mortgage while maintaining your desired lifestyle.
Property Buying Cost
Buying a property isn't just about the mortgage. There are numerous upfront costs that can catch homeowners off guard. From stamp duty and legal fees to inspection costs and potential renovations, this calculator provides an all-encompassing view of these expenses. This empowers you to plan your budget better and avoid any unexpected financial pitfalls.
Extra Repayment
Paying off your mortgage sooner is a goal many share. Our Extra Repayment Calculator puts this power in your hands. By allowing you to input additional payments beyond your minimum monthly repayments, the calculator shows how even small extra repayments can significantly reduce your overall interest and loan term. It's a strategic step towards becoming debt-free faster.
Home Loan Comparison
Armed with side-by-side comparisons, you can evaluate the pros and cons of different loan options. Our Home Loan Comparison Calculator presents a comprehensive picture of the total cost of each option, including the impact of fees, and introductory and ongoing interest rates. This insight into hidden expenses and the true cost of your home loan can lead to substantial long-term savings.
Maximum Borowing Capacity
House hunting without a clear budget in mind can lead to disappointment and financial strain. Our Maximum Borrowing Capacity Calculator empowers you to set realistic expectations. By pinpointing your borrowing limit, you can formulate a budget that factors in the property's cost but also ensures that the purchase is something that balances your goals and your lifestyle.
Stamp Duty
Stamp duty in Victoria is significant and can impact your budget and eat into what you think of as your deposit on the actual property price. Our Stamp Duty calculator accurately estimates the stamp duty based on the property's value, allowing you to incorporate this expense into your property plans accurately.
Property Selling Cost
Selling a property involves more than just listing it for sale with an agent. Our Property Selling Cost Calculator assists you in estimating the various costs associated with the sale, from agent commissions and marketing expenses to legal fees and potential taxes. This enables you to plan your property sale comprehensively and minimise any financial surprises.
Savings Calculator
Our Savings Calculator empowers you to set specific financial goals. Whether it's buying a home, going on a dream holiday or building a 'rainy day' fund. It provides a tangible target to work towards, guiding your savings strategy and showing you how your savings efforts will accumulate over time.
